Decisions with reasons

Every decision comes with its reasons.

Available now in the product today

  • A seven-step decision trace: identity, credit bureau, bank statement, affordability, fraud, compliance and score.
  • Scorecards and policy rules give a recommendation the underwriter can follow or overrule.
  • The AI drafts the credit memo. A person decides, and asking for information or declining needs a written note.
  • Declined customers are told what helped, what held them back and what they can do next.
A decision trace where an edited bank statement stops the application
An edited bank statement stops the file, and the reason is shown.

See it with your own products

We'll set up the demo with your products, your limits and your brand, then walk your credit, compliance and IT teams through it.